Personal

These days, with radio and internet so readily available, we are bombarded with offers from online discount term carriers. We are able to provide the same low cost coverage from the same carriers but actually help you determine the right type and amount of insurance. At no cost to you we will use state of the art financial planning software, Echowealth PDF, to help determine how much insurance you need.

Issues to Consider When Purchasing Life Insurance Are:

Do my beneficiaries need the home paid off?
What percentage of my income is needed at my death?
Where will my children go to college? How much will it cost when they get there?
How will inflation affect the death benefit that I buy?
What is a fair market rate of return I can expect my death benefit to be reinvested?
Will my spouse work?
Do I have a pension or other income that will stop at my death?

We Work With Most Major Top Rated Carriers To Find The Most Competitive Rates For Your Specific Situation

Click below to access the Echwealth PDF:
Echowealth PDF